For decades, working capital has been the slowest part of Indian trucking. LogiFin connects everyone in the chain so money moves as fast as the goods.
Manufacturers, distributors, and 3PLs who pay freight. Post loads, settle invoices on your own terms, and never lose a carrier to slow payments.
Fleet owners and owner-operators. Upload a verified invoice, get up to 90% advance the same day, keep your trucks moving without waiting on payment cycles.
NBFCs, family offices, and qualified investors. Deploy capital into vetted, short-duration trade receivables backed by real freight movement.
Four steps. No paperwork. Backed by GPS, e-way bills, and partner NBFCs verifying every transaction in real time.
Full breakdownLoad provider posts a trip. Vehicle assigned. E-way bill & GPS confirmation captured.
Fleet uploads invoice on delivery. LogiFin checks credit, history & concentration risk.
Matched lender disburses up to 90% of invoice value directly to the fleet's bank account.
On due date, the load provider pays LogiFin. Lender receives principal + return. Done.
GPS-verified delivery triggers credit decisioning in minutes. No phone calls, no follow-ups, no “come back tomorrow.”
Every invoice is matched against e-way bills, GST returns, and shipper credit history before a single rupee moves.
Rates adjust dynamically by route, shipper rating, and seasonality — not a one-size-fits-all sticker price.
Same platform whether you're shipping cargo, driving the truck, or deploying capital. No exports, no spreadsheets.
Build a working capital line that grows with your trip volume. Pay only for what you use.
Hindi, Tamil, Telugu, Marathi, Kannada, Gujarati, English. Onboarding agents in 38 cities along major corridors.
We used to wait 60 days for payment. Now we have advance in our account before the truck even reaches the yard. It changed how we run the business.
The credit decisions are fast and the rates are fair. As a 3PL, predictable payouts to carriers mean we keep our best partners.
As a debt fund, we get exposure to short-tenor receivables with real underwriting. The deal flow and the diligence are what kept us.
For first-time invoices on the platform, 24–48 hours from upload to disbursal. Once your business has a verified history, 70% of repeat invoices fund within 4 hours.
Rates start at 1.1% per month and depend on shipper rating, route, and tenor. No setup fees, no minimums, no penalty for early settlement.
A network of regulated NBFCs, family offices, and qualified institutional investors. LogiFin is the technology and risk layer; capital comes from licensed partners under RBI-compliant structures.
We pursue collection through our dedicated recoveries team. Pool-level loss provisioning across lenders means individual exposure stays low. Net default rate on the platform is currently 0.41%.
Active in 14 states across India's major freight corridors: Maharashtra, Karnataka, Tamil Nadu, Telangana, Gujarat, Delhi NCR, Uttar Pradesh, Madhya Pradesh, Rajasthan, Haryana, Punjab, West Bengal, Andhra Pradesh, and Kerala.
Onboard in 15 minutes. First disbursal in 24–48 hours. No long-term contracts.