For lenders & institutions

Short-tenor yield,
backed by freight.

Deploy capital into vetted, 30–90 day trade receivables backed by real GPS-verified shipments. Net returns of 8–12% annualized, full pool transparency, and pool-level loss provisioning.

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Portfolio · NorthEdge Cap
Q2 2026
All systems
Deployed
₹6.4Cr
Net yield (YTD)
+10.8%
Active positions
214
Avg tenor
41d
Top corridor exposure
Mumbai → Hyd
3.2%
Delhi → Lucknow
2.7%
Chennai → Blr
2.2%
The asset class

An asset class hiding
in plain sight.

Indian road freight is a ₹9.6 lakh crore market built on broken payment cycles. Working capital sits in invoices for 45–90 days, locked away from the trucks that need it. LogiFin makes those receivables investable, at scale.

₹9.6LCr
Annual freight spend
~60d
Avg payment cycle
8M+
Commercial vehicles
<3%
Currently financed digitally
Return profile

Yield without
the duration risk.

Receivables turn over every 30–90 days. Capital recycles fast, exposure stays current, and you can scale up or wind down a position quickly.

Net annualized return 8 – 12%
Average tenor 30 – 90 days
Minimum allocation ₹50L
Net default rate (LTD) 0.41%
FLDG cover 5% pool, top-up
Concentration cap 4% per shipper
Underwriting

Four layers
between you and a default.

01

Counterparty data

GSTN, MCA, bank statements, prior history on LogiFin — all pulled in real time.

02

Transaction proof

E-way bill validation, FASTag pings, GPS handshake, POD photos. No invoice gets funded without a verified shipment behind it.

03

Pool diversification

Limits per shipper (max 4%), per state (max 18%), per industry — enforced before disbursal, monitored daily.

04

Loss buffer

5% pool-level FLDG, top-up reserves from origination fees, arbitration-led recovery partnerships.

Who lends with us

Built for institutional capital.

NBFCs

Pool participation as a co-lender or as primary capital. RBI-compliant structures, monthly NACH settlements.

Family offices & UHNIs

Minimum ₹50L allocation. Direct exposure to vetted receivables with monthly portfolio reporting.

AIFs & debt funds

Bulk pool subscription with custom mandate parameters — corridor, shipper rating, tenor caps.

Schedule a portfolio walkthrough.

Our capital markets team will share live pool data, historical default curves, and a sample allocation plan tailored to your mandate.

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